Savings Accounts

Start saving your way. Compare our different savings accounts and choose how you want to put money away.

    How do you want to save?

    Based on what you told us and some assumptions, here are 9 products for you to look at: This result is an indication and should be used only as a rough guide.

    Select the type of savings account you need above or compare all savings accounts below:

    Internet Saver

    This savings account gives you 24/7 access to your money, and lets you manage your cash with our Mobile Banking App

    Interest rate during first 12 months 4.50% Gross/AER (variable)
    Interest rate after 12 months 1.25% Gross/AER (variable)
    Minimum deposit £1

    Includes a fixed bonus rate of 3.25% Gross for 12 months on balances up to £1m only

    Instant Access Cash ISA

    Save up to £20,000 (for the tax year 2023/24 - this is the combined limit for all ISA types), with the flexibility to make withdrawals when you need to. You can take money out and put it back later, without it counting towards your annual ISA allowance (if you replace the money in the same tax year it was withdrawn). Minimum deposit £1.

    Interest rate during first 12 months 4.30% Gross/AER (variable)
    Interest rate after 12 months 1.25% Gross/AER (variable)

    Includes a fixed bonus rate of 3.05% Gross for 12 months

    Tax free info

    Junior Cash ISA

    Our Junior Cash ISA is a simple way to save for your child's future (if they don’t have a Child Trust Fund). The money you save in the ISA belongs to the child, who can withdraw it when they reach 18. You can save up to £9,000 in the 2023/24 tax year (this is the combined total you can contribute to a Junior Cash ISA and a Junior Stocks and Shares ISA).

    Gross Annual Interest rate (variable) 4.00% Gross / AER
    Minimum deposit £1

    Fixed Rate Saver: 1 Year

    After depositing between £2,000 and £5m within 30 days of opening your account, we'll give you a guaranteed interest rate for 1 year. Interest is paid to a separate account, and it's important to know that you can't make withdrawals during the 1 year fixed term. You can choose monthly or annual interest payments.

    Gross Annual Interest rate (variable) 5.60% Gross / AER
    Minimum deposit £2,000

    Monthly interest rates may differ from that shown.

    Fixed Rate Saver: 18 Months

    After depositing between £2,000 and £5m within 30 days of opening your account, we'll give you a guaranteed interest rate for 18 months. Interest is paid to a separate account, and it's important to know that you can't make withdrawals during the 18 month fixed term. You can choose monthly or annual interest payments.

    Gross Annual Interest rate (variable) 5.45% Gross / AER
    Minimum deposit £2,000

    Monthly interest rates may differ from that shown.

    Fixed Rate Saver: 2 Year

    After depositing between £2,000 and £5m within 30 days of opening your account, we'll give you a guaranteed interest rate for 2 years. Interest is paid to a separate account, and it's important to know that you can't make withdrawals during the 2 year fixed term. You can choose monthly or annual interest payments.

    Gross Annual Interest rate (variable) 5.30% Gross / AER
    Minimum deposit £2,000

    Monthly interest rates may differ from that shown.

    Fixed Rate Saver: 3 Year

    After depositing between £2,000 and £5m within 30 days of opening your account, we'll give you a guaranteed interest rate for 3 years. Interest is paid to a separate account, and it's important to know that you can't make withdrawals during the 3 year fixed term. You can choose monthly or annual interest payments.

    Gross Annual Interest rate (variable) 5.10% Gross / AER
    Minimum deposit £2,000

    Monthly interest rates may differ from that shown.

    Fixed Rate Saver: 5 Year

    After depositing between £2,000 and £5m within 30 days of opening your account, we'll give you a guaranteed interest rate for 5 years. Interest is paid to a separate account, and it's important to know that you can't make withdrawals during the 5 year fixed term. You can choose monthly or annual interest payments.

    Gross Annual Interest rate (variable) 4.75% Gross / AER
    Minimum deposit £2,000

    Monthly interest rates may differ from that shown.

    Fixed Rate Cash ISA: 1 Year

    Want to make a lump sum deposit and leave your money to grow tax free? In the first 30 days you can pay in up to £20,000 (for the tax year 2023/24 - this is the combined limit for all ISA types) and we reward you with a fixed interest rate. You can't withdraw any money during the fixed term unless you close the account and pay a fee.

    Gross Annual Interest rate (Fixed for the 12-month term of your ISA providing your money is kept in the account for the fixed term) 5.60% Gross / AER
    Minimum deposit £1

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